The Early Spend Bonus

This card does not have a welcome offer 🙁

Get These Perks

Pay no annual fee on this card

Pros & Cons

No annual fee

No foreign transaction fees

Travel benefits

Shopping benefits

High interest

No rewards

Few benefits

What You'll PayMore fee details

Annual Fee: No annual fee
Foreign Transaction Fees: 0.00%

Recommended Credit

Fair - Good

CreditCardRewards.com Review

Written by Amy 2 years ago

Best For...

This high interest card is designed for people looking to improve their credit score without paying an annual fee.

Review of the Capital One Platinum Credit Card

The main advantage to the Capital One Platinum Credit Card is that it carries no annual fee and will allow you to improve your credit score. Otherwise, the lack of a rewards structure and its high interest rate make this an unattractive option unless you are looking to transfer a balance from an even higher penalty APR on the other account. Once your credit history improves, a good upgrade from this card would be the Capital One Quicksilver Rewards Credit Card.

The Bottom Line

If your credit is too low to qualify for a rewards card, this card would be an option to build-up your credit score and eventually upgrade to better card.

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Capital One Platinum Credit Card

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