While you have to pay your balance in full each month, the flexibility afforded by charge cards — mainly no pre-set spending limit — can be extremely valuable for small businesses. Still, the Business Green Rewards Card from American Express OPEN comes with a $95 annual fee (waived for the first year), and for $80 more per year you could get access to The Business Gold Rewards Card which offers 2-3x Membership Rewards points in 5 categories.
Rewards
Ease of Reward Redemption
Customer Service
Perks & Features
This table shows approximate credit score category ratings based on FICO® Score 8 and should only be used as a general guide.