Starwood Preferred Guest® Business Credit Card from American Express

Dan's Rating: 3.5 / 5   Add Your Review 

Card Features

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The Welcome Offer

  •  Earn $100 Cash Back when you spend $1,000 in the first 3 months.
  •  Earn 100 Cash Back when you make your first purchase at a SPG or Marriott hotel in the first 6 months of having the card.

Get These Perks

Pros & Cons

  Annual fee waived 1st year
  No foreign transaction fees
  Free Access to Sheraton® Club Lounge
  Earn Free Nights & Flights
  Earn Credit Towards SPG® Elite status
  Free internet at SPG® Participating Hotels
  Travel benefits
  Shopping benefits
  Entertainment benefits

  $95 annual fee

  Somewhat limited redemption

What You'll PayMore fee details 

Annual Fee
$0 the first year, $95 after that
Foreign Transaction Fees

Credit Score Range

350 - 629
630 - 689
690 - 719
720 - 850 Review

Written by Amy 3 weeks ago

The Starwood Preferred Guest® Business Credit Card from American Express is a high value rewards card for frequent SPG® travelers.

Review of the Starwood Preferred Guest® Business Credit Card from American Express

Starwood Preferred Guest® Business Credit Card holders earn up to 5X Starpoints® on Starwood purchases, 2X on Marriott purchases, and 1X on everything else.  But with the high value of its rewards (frequently valued over 2%), even everyday purchases will reap valuable points that can be used at SPG® properties or transferred to a frequent flyer program. Although this “Free Nights & Flights” redemption program is limited to SPG® properties and participating frequent flyer programs, the rate of rewards makes it a terrific value. 

Plus, as a bonus offer, after spending $5,000 within the first 3 months, new cardholders will earn 25,000 bonus Starpoints®, which translates into enough points for a 2-night stay at most SPG® properties. 

Pro Tip:

Redeem Starpoints® for free flights on over 150 airlines with SPG Flights with no blackout dates and receive a 5,000 Starpoint bonus when you transfer 20,000 Starpoints to a participating frequent flyer program.

For frequent travelers interested in upping their SPG® elite status, card members receive credit for 5 nights and 2 stays each year toward SPG® elite status. That's just 20 nights away for SPG Gold status and 45 nights away for SPG Platinum status in a calendar year. If you spend $30,000 in a calendar year, you’ll achieve Gold status, entitling you to room upgrades when available.

The Bottom Line
The high value of Starpoints® make this card an ideal choice for frequent business travelers looking to earn free SPG® nights, enjoy free Sheraton® Club Lounge access, and reach elite SPG® privilege status faster.

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