The Platinum Card® from American Express

Dan's Rating: 5.0 / 5   Add Your Review 

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Card Features

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The Welcome Offer

  •  Earn 60,000 Membership Rewards points when you spend $5,000 in the first 3 months.

Get These Perks

  •   Companion ticket:
  •   Lounge Access
  •   Terms apply; view rates and fees

Pros & Cons

  No pre-set spending limit
  Global Lounge Collection
  Fee Credit for Global Entry or TSA precheck
  $200 Airline Fee Credit
  American Express Preferred Seating
  By Invitation Only
  Global Dining Collection
  No foreign transaction fees

  $550 Annual Fee

  Balance due every month

  Only flights and certain hotel bookings earn 5X

What You'll PayMore fee details 

Annual Fee
Foreign Transaction Fees

Credit Score Range

350 - 629
630 - 689
690 - 719
720 - 850 Review

Written by Amy 3 weeks ago

The prestigious Platinum Card is best for frequent travelers who can pay their balance in full every month and want the flexibility of no pre-set spending limit and the opportunity to earn points at a wide range of airlines and hotels.

Review of the The Platinum Card® from American Express

With a $550 annual fee, the Platinum Card® from American Express is one of the most expensive charge cards around.  Is it worth it?  If you’re a frequent traveller the short answer is, yes. For your first year, the welcome offer of 60,000 Membership Rewards® points (if you spend $5,000 in the first 3 months) translates to $600 towards your next flight.  This alone makes the first year well worth the annual fee. But of course the welcome offer is just the beginning.  In addition to an exhaustive list of travel perks and a $200 Annual Airline Fee Credit, this card now offers 5X points on airline flights and hotels booked on  If you are credited the $200 a year for airline fees and spend  $7,000 in the 5X categories, your annual fee virtually pays for itself in credits and points.

Pro Tip:

Membership Rewards® points can be used to purchase gift cards, redeemed for a variety of rewards such as airline tickets, hotel stays, and merchandise, or transferred to frequent flyer programs.

The Bottom Line
Whether its for the prestige, perks, or points, the Platinum Card® is a smart investment for frequent travelers who don’t want to miss out on any Amex cardmember privileges.

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