The Plum Card® from American Express OPEN

The Plum Card® from American Express OPEN
Dan's Rating: 3.8 / 5   
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Bonus Categories

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Early Payment

Card Features

Fraud Protection
No Foreign Transaction Fee
Roadside Assistance
Lost Luggage Coverage
Travel Accident Insurance
Extended Warranty
Car Rental Coverage
Purchase Protection
Apple Pay
Android Pay

The Welcome Offer

  • This card does not have a welcome offer ­čÖü

Get These Perks

Pros & Cons

  Annual fee waived 1st year
  Spending limit the grows with your business
  1.5% Pay Early Discount
  Extra Days to Pay
  Choose Your Billing Cycle
  No foreign transaction fee

  $250 annual fee

  Balance due every month

What You'll PayMore fee details 

Annual Fee
$0 the first year, $250 after that
Foreign Transaction Fees

Recommended Credit


Written by Amy 2 years ago

Best For...
This charge card offers small business owners flexible payment options.

Review of the The Plum Card® from American Express OPEN

While you have to pay your balance in full each month, the flexible payment options of the The Plum Card® from American Express OPEN can be extremely valuable for small businesses. This card is especially flexible because it offers a 1.5% Early Pay Discount, up to 60 days to pay with no interest, a spending limit that can grow with your business, and the option of choosing your billing cycle.

The Bottom Line
This would be a good card for seasonal businesses or businesses desiring flexible payment options. For business desiring greater travel rewards, American Express also has other business charge cards we recommend looking at: The Business Gold Card® and The Business Platinum Card®.

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