The Plum Card® from American Express OPEN

Dan's Rating: 3.8 / 5   Add Your Review 

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Early Payment

Card Features

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The Welcome Offer

  • This card does not have a sign-up bonus šŸ™

Get These Perks

Pros & Cons

  Annual fee waived 1st year
  Spending limit the grows with your business
  1.5% Pay Early Discount
  Extra Days to Pay
  Choose Your Billing Cycle
  No foreign transaction fee

  $250 annual fee

  Balance due every month

What You'll PayMore fee details 

Annual Fee
$0 the first year, $250 after that
Foreign Transaction Fees

Credit Score Range

350 - 629
630 - 689
690 - 719
720 - 850 Review

Written by Amy 3 weeks ago

This charge card offers small business owners flexible payment options.

Review of the The Plum Card® from American Express OPEN

While you have to pay your balance in full each month, the flexible payment options of the The Plum Card® from American Express OPEN can be extremely valuable for small businesses. This card is especially flexible because it offers a 1.5% Early Pay Discount, up to 60 days to pay with no interest, a spending limit that can grow with your business, and the option of choosing your billing cycle.

The Bottom Line
This would be a good card for seasonal businesses or businesses desiring flexible payment options. For business desiring greater travel rewards, American Express also has other business charge cards we recommend looking at: The Business Gold CardĀ® and The Business Platinum CardĀ®.

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