Rewards Credit Cards for Average Credit


If your credit falls in the mid-600's you can earn cash back and other perks with cards for people with average credit histories.
Clear Filters

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Apply Now   on the secure Applied Bank site


Applied Bank® Secured Visa® Gold Preferred® Credit Card

Dan's Rating: 3.5 / 5   Add Your Review 

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair

Allegiant World MasterCard®



Allegiant World MasterCard®

Dan's Rating: 2.8 / 5   Add Your Review 

  •  Earn 15,000 Allegiant Air myAllegiant Rewards Miles when you spend $1,000 within the first 90 days of having the card.
  •   Buy-one-get-one-free airfare on qualifying vacation packages, every time.


Annual Fee
$59
Rewards Rate
1 - 3 miles / $1
Welcome offer
15,000 Allegiant Air myAllegiant Rewards Miles
Recommended Credit
 
 
 
 
Fair - Good - Very Good - Exceptional

Capital One Platinum Credit Card


Annual Fee
$0
Rewards Rate
N/A
Welcome offer
N/A
Recommended Credit
 
 
 
 
Fair - Good

Capital One QuicksilverOne Cash Rewards Credit Card


Annual Fee
$39
Rewards Rate
1.5 - 1.5% cash back
Welcome offer
N/A
Recommended Credit
 
 
 
 
Fair - Good

Capital One Spark Classic for Business


Annual Fee
$0
Rewards Rate
1 - 1% cash back
Welcome offer
N/A
Recommended Credit
 
 
 
 
Fair - Good

Journey® Student Credit Card from Capital One®



Journey® Student Credit Card from Capital One®

Dan's Rating: 3.5 / 5   Add Your Review 

  •   Boost your cash back to 1.25% when you pay your bill on time
  •   Earn a higher credit limit by making your first 5 payments on time


Annual Fee
$0
Rewards Rate
1 - 1% cash back
Welcome offer
N/A
Recommended Credit
 
 
 
 
Fair - Good

Chase Slate® Credit Card



Chase Slate® Credit Card

Dan's Rating: 4.0 / 5   Add Your Review 


Annual Fee
$0
Rewards Rate
N/A
Welcome offer
N/A
Recommended Credit
 
 
 
 
Fair - Good - Very Good - Exceptional

First Access Visa® Card

Apply Now   on the secure First Access site


First Access Visa® Card

Dan's Rating: 4.0 / 5   Add Your Review 

  •   Reporting monthly to all three major credit reporting agencies
  •   Perfect credit not required for approval; we may approve you when others won’t
  •   Easy and secure online application
  •   If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
  •   Receive your card more quickly with optional Expedited Processing (additional fee applies)
  •   Get a result in as little as 60 seconds upon completion of the online application
  •   Online Customer Center available 24 x 7
  •   Checking account required
  •   The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.


Annual Fee
$75.00 for first year. After that, $48.00 annually or See Terms
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair

First Progress Platinum Prestige MasterCard® Secured Credit Card

Apply Now   on the secure First Progress site


First Progress Platinum Prestige MasterCard® Secured Credit Card

Dan's Rating: 4.1 / 5   Add Your Review 

  •   No Credit History or Minimum Credit Score Required for Approval
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Nationwide Program though not yet available in NY, IA, AR, or WI
  •   *See Card Terms.


Annual Fee
$49
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

First Progress Platinum Select MasterCard® Secured Credit Card

Apply Now   on the secure First Progress site


First Progress Platinum Select MasterCard® Secured Credit Card

Dan's Rating: 4.0 / 5   Add Your Review 

  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard(R) Secured Credit Card
  •   Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  •   24/7 Online Access to Your Account
  •   Nationwide Program though not yet available in NY, IA, AR, or WI
  •   *See Card Terms.


Annual Fee
$39
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

The First Progress Platinum Elite MasterCard® Secured Credit Card

Apply Now   on the secure First Progress site


The First Progress Platinum Elite MasterCard® Secured Credit Card

Dan's Rating: 4.2 / 5   Add Your Review 

  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard(R) Secured Credit Card
  •   Nationwide Program though not yet available in NY, IA, AR, or WI
  •   *See Card Terms.


Annual Fee
$29
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

The Apple Card Credit Card



The Apple Card Credit Card

Dan's Rating: 3.9 / 5   Add Your Review 


Annual Fee
$0
Rewards Rate
1 - 3% cash back
Welcome offer
N/A
Recommended Credit
 
 
 
 
Fair - Good - Very Good - Exceptional

Freedom Gold Card

Apply Now   on the secure Horizon site


Freedom Gold Card

Dan's Rating: 3.3 / 5   Add Your Review 

  •   $500 Unsecured Credit Limit
  •   Guaranteed Approval*
  •   No Credit Check
  •   No Employment Check
  •   Fast online application
  •   Reports to a Major Bureau
  •   Bad Credit - OK


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

Horizon Gold

Apply Now   on the secure Horizon site


Horizon Gold

Dan's Rating: 3.2 / 5   Add Your Review 

  •   Guaranteed $500 Credit Line*
  •   No Credit Check
  •   Fast Online Application
  •   Bad Credit - OK


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

Net First Platinum

Apply Now   on the secure Horizon site


Net First Platinum

Dan's Rating: 3.4 / 5   Add Your Review 

  •   Instant Approval / $500 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications
  •   *See Card for Details


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

Indigo® Unsecured Mastercard®

Apply Now   on the secure Indigo site


Indigo® Unsecured Mastercard®

Dan's Rating: 3.8 / 5   Add Your Review 

  •   Pre-qualify today without an impact on your credit score
  •   Helping consumers with limited or damaged credit make a fresh start for over 12 years
  •   Access your account online or from your mobile device 24/7
  •   Protection from fraud if your card is stolen
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$0 - $99
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Good

Milestone Gold Mastercard®

Apply Now   on the secure Milestone site


Milestone Gold Mastercard®

Dan's Rating: 3.8 / 5   Add Your Review 

  •   Our application is quick and easy with instant pre-qualification available
  •   All credit histories considered
  •   Access your account online or from your mobile device 24/7
  •   Choice of card image at no extra charge
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$35 - $99, Dependent on credit worthiness
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Good

Total Visa® Card

Apply Now   on the secure Total Visa site


Total Visa® Card

Dan's Rating: 3.0 / 5   Add Your Review 

  •   Checking Account Required
  •   Fast and easy application process; response provided in seconds
  •   A genuine Visa credit card accepted by merchants nationwide across the USA and online
  •   Manageable monthly payments
  •   If approved, simply pay a Program Fee to open your account and access your available credit
  •   Reports monthly to all three major credit bureaus


Annual Fee
$75.00 for first year. After that, $48.00 annually or See Terms
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Bad Credit

Fingerhut Credit Account

Apply Now   on the secure WebBank site


Fingerhut Credit Account

Dan's Rating: 3.6 / 5   Add Your Review 

  •   Easy application! Get a credit decision in seconds.
  •   Build your credit history – Fingerhut reports to all 3 major credit bureaus
  •   Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt
  •   Not an access card


Annual Fee
None
Guaranteed Approval
No
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Poor/Fair/Good