Credit Cards for Bad Credit


Got limited or poor credit? These are our top picks for people with poor or limited credit history.
Clear Filters

Green Dot primor® Visa® Gold Secured Credit Card

Apply Now   on the secure Green Dot site


Green Dot primor® Visa® Gold Secured Credit Card

Dan's Rating: 4.4 / 5

  •   Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  •   No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  •   Helps strengthen your credit with responsible card use. Reports to three national bureaus
  •   Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  •   See additional Green Dot primor® Visa® Gold Secured Credit Card details


Annual Fee
$49
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/Poor

The First Progress Platinum Elite MasterCard® Secured Credit Card

Apply Now   on the secure First Progress site


The First Progress Platinum Elite MasterCard® Secured Credit Card

Dan's Rating: 4.2 / 5

  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard(R) Secured Credit Card
  •   Nationwide Program though not yet available in NY, IA, AR, or WI
  •   *See Card Terms.


Annual Fee
$29
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

First Progress Platinum Prestige MasterCard® Secured Credit Card

Apply Now   on the secure First Progress site


First Progress Platinum Prestige MasterCard® Secured Credit Card

Dan's Rating: 4.1 / 5

  •   No Credit History or Minimum Credit Score Required for Approval
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Nationwide Program though not yet available in NY, IA, AR, or WI
  •   *See Card Terms.


Annual Fee
$49
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

First Progress Platinum Select MasterCard® Secured Credit Card

Apply Now   on the secure First Progress site


First Progress Platinum Select MasterCard® Secured Credit Card

Dan's Rating: 4.0 / 5

  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard(R) Secured Credit Card
  •   Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  •   24/7 Online Access to Your Account
  •   Nationwide Program though not yet available in NY, IA, AR, or WI
  •   *See Card Terms.


Annual Fee
$39
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

The First Latitude MasterCard® Secured Credit Card

Apply Now   on the secure First Latitude site


The First Latitude MasterCard® Secured Credit Card

Dan's Rating: 3.9 / 5

  •   No Annual Fee! Build up your credit with responsible card use.
  •   Get Approved Fast – Just Click Below to Start the Process!
  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard® Secured Credit Card
  •   Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  •   24/7 Online Access to Your Account
  •   Nationwide Program – though not yet available in NY, IA, AR, or WI


Annual Fee
No Annual Fee!
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Credit Improvement

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Apply Now   on the secure Applied Bank site


Applied Bank® Secured Visa® Gold Preferred® Credit Card

Dan's Rating: 3.5 / 5

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair

Net First Platinum

Apply Now   on the secure Horizon site


Net First Platinum

Dan's Rating: 3.4 / 5

  •   Instant Approval / $500 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications
  •   *See Card for Details


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

Freedom Gold Card

Apply Now   on the secure Horizon site


Freedom Gold Card

Dan's Rating: 3.3 / 5

  •   $500 Unsecured Credit Limit
  •   Guaranteed Approval*
  •   No Credit Check
  •   No Employment Check
  •   Fast online application
  •   Reports to a Major Bureau
  •   Bad Credit - OK


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

Horizon Gold

Apply Now   on the secure Horizon site


Horizon Gold

Dan's Rating: 3.2 / 5

  •   Guaranteed $500 Credit Line*
  •   No Credit Check
  •   Fast Online Application
  •   Bad Credit - OK


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

OpenSky® Secured Visa® Credit Card

Apply Now   on the secure OpenSky site


OpenSky® Secured Visa® Credit Card

Dan's Rating: 3.2 / 5

  •   No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  •   The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  •   Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  •   99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  •   We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  •   OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  •   *View our Cardholder Agreement located at the bottom of the application page for details of the card.


Annual Fee
$35
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/Poor

Total Visa® Card

Apply Now   on the secure Total Visa site


Total Visa® Card

Dan's Rating: 3.0 / 5

  •   Checking Account Required
  •   Fast and easy application process; response provided in seconds
  •   A genuine Visa credit card accepted by merchants nationwide across the USA and online
  •   Manageable monthly payments
  •   If approved, simply pay a Program Fee to open your account and access your available credit
  •   Reports monthly to all three major credit bureaus


Annual Fee
$75.00 for first year. After that, $48.00 annually or See Terms
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Bad Credit