Advertiser Disclosure

Credit Cards for Bad Credit


Got limited or poor credit? These are our top picks for people with poor or limited credit history.
Top picks
for April
The First Progress Platinum Elite MasterCard® Secured Credit Card The First Progress Platinum Elite MasterCard® Secured Credit Card
The First Latitude MasterCard® Secured Credit Card The First Latitude MasterCard® Secured Credit Card
First Access Visa® Card First Access Visa® Card
Green Dot primor® Visa® Gold Secured Credit Card Green Dot primor® Visa® Gold Secured Credit Card
Clear Filters
Dan's Picks Sign-up Bonus Annual Fee Base Points Per Dollar

Green Dot primor® Visa® Gold Secured Credit Card

Apply Now   on the secure Green Dot site


Green Dot primor® Visa® Gold Secured Credit Card

Dan's Rating: 4.4 / 5

  •   Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  •   No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  •   Helps strengthen your credit with responsible card use. Reports to three national bureaus
  •   Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  •   See additional Green Dot primor® Visa® Gold Secured Credit Card details


Annual Fee
$49
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/Poor

The First Progress Platinum Elite MasterCard® Secured Credit Card

Apply Now   on the secure First Progress site


The First Progress Platinum Elite MasterCard® Secured Credit Card

Dan's Rating: 4.2 / 5

  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard(R) Secured Credit Card
  •   Nationwide Program though not yet available in NY, IA, AR, or WI
  •   *See Card Terms.


Annual Fee
$29
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

First Progress Platinum Prestige MasterCard® Secured Credit Card

Apply Now   on the secure First Progress site


First Progress Platinum Prestige MasterCard® Secured Credit Card

Dan's Rating: 4.1 / 5

  •   No Credit History or Minimum Credit Score Required for Approval
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Nationwide Program though not yet available in NY, IA, AR, or WI
  •   *See Card Terms.


Annual Fee
$49
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

First Progress Platinum Select MasterCard® Secured Credit Card

Apply Now   on the secure First Progress site


First Progress Platinum Select MasterCard® Secured Credit Card

Dan's Rating: 4.0 / 5

  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard(R) Secured Credit Card
  •   Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  •   24/7 Online Access to Your Account
  •   Nationwide Program though not yet available in NY, IA, AR, or WI
  •   *See Card Terms.


Annual Fee
$39
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

The First Latitude MasterCard® Secured Credit Card

Apply Now   on the secure First Latitude site


The First Latitude MasterCard® Secured Credit Card

Dan's Rating: 3.9 / 5

  •   No Annual Fee! Build up your credit with responsible card use.
  •   Get Approved Fast – Just Click Below to Start the Process!
  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard® Secured Credit Card
  •   Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  •   24/7 Online Access to Your Account
  •   Nationwide Program – though not yet available in NY, IA, AR, or WI


Annual Fee
No Annual Fee!
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Credit Improvement

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Apply Now   on the secure Applied Bank site


Applied Bank® Secured Visa® Gold Preferred® Credit Card

Dan's Rating: 3.5 / 5

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair

Net First Platinum

Apply Now   on the secure Horizon site


Net First Platinum

Dan's Rating: 3.4 / 5

  •   Instant Approval / $500 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications
  •   *See Card for Details


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

Freedom Gold Card

Apply Now   on the secure Horizon site


Freedom Gold Card

Dan's Rating: 3.3 / 5

  •   $500 Unsecured Credit Limit
  •   Guaranteed Approval*
  •   No Credit Check
  •   No Employment Check
  •   Fast online application
  •   Reports to a Major Bureau
  •   Bad Credit - OK


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

Horizon Gold

Apply Now   on the secure Horizon site


Horizon Gold

Dan's Rating: 3.2 / 5

  •   Guaranteed $500 Credit Line*
  •   No Credit Check
  •   Fast Online Application
  •   Bad Credit - OK


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

OpenSky® Secured Visa® Credit Card

Apply Now   on the secure OpenSky site


OpenSky® Secured Visa® Credit Card

Dan's Rating: 3.2 / 5

  •   No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  •   The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  •   Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  •   99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  •   We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  •   OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  •   *View our Cardholder Agreement located at the bottom of the application page for details of the card.


Annual Fee
$35
Guaranteed Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/Poor

Total Visa® Card

Apply Now   on the secure Total Visa site


Total Visa® Card

Dan's Rating: 3.0 / 5

  •   Checking Account Required
  •   Fast and easy application process; response provided in seconds
  •   A genuine Visa credit card accepted by merchants nationwide across the USA and online
  •   Manageable monthly payments
  •   If approved, simply pay a Program Fee to open your account and access your available credit
  •   Reports monthly to all three major credit bureaus


Annual Fee
$75.00 for first year. After that, $48.00 annually or See Terms
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Bad Credit