The Sign-Up Bonus

Earn $150 Cash Back when you spend $550 within the first 90 days

Get These Perks

10% customer bonus when you redeem cash back into a Bank of America® account
Pay no annual fee on this card

Pros & Cons

No annual fee

0% intro APR for 12 months

10% customer bonus for redeeming cash back into your Bank of America® account

Free monthly FICO® Score access

Eligible for Preferred Rewards program

Categories awarded multiplied points only up to $2,500 in combined quarterly spend in those categories

3% foreign transaction free

What You'll PayMore fee details

Annual Fee: No annual fee
Foreign Transaction Fees: 3.00%

Recommended Credit

CreditCardRewards.com Review

Written by Amy 2 years ago

Best For...

This no annual fee card helps students build their credit while earning cash back for grocery, wholesale club, and gas purchases.

Review of the Bank of America Cash Rewards Credit Card for Students

For students, the no annual fee Bank of America Cash Rewards Credit Card for Students offers a good way to start building credit while earning cash back. Cash back is earned at a rate of 3% on gas, 2% on groceries and wholesale clubs, and 1% on everything else. But the best part about the card is a $150 cash rewards bonus after you spend $550 within the first 90 days and an ongoing 10% customer bonus for redeeming cash back into a Bank of America® account.

The Bottom Line

This is a solid card for students looking to build their credit and earn cash back on popular spending categories and is best when used in conjunction with a Bank of America checking or savings account.

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Bank of America Cash Rewards Credit Card for Students

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