Bank of America Cash Rewards Credit Card


Dan's Rating: 3.8 / 5   Add Your Review 

Bonus Categories



1x

All Categories

3x

Gas

2x

Groceries

2x

Wholesale Clubs




Card Features


                 
view key

The Sign-Up Bonus

  •  Earn $150 Cash Back when you spend $500 within the first 90 days

Get These Perks

  •   10% customer bonus for redeeming cash back into a Bank of America or eligible Merrill Lynch account
  •   Pay no annual fee on this card
  •   0.00% Intro APR for 12 months

Pros & Cons

  No annual fee
  0% intro APR for 12 months
  10% customer bonus for redeeming cash back into your Bank of America® or eligible Merrill Lynch account
  Free monthly FICO® Score access
  Eligible for Preferred Rewards program


  Categories awarded multiplied points only up to $2,500 in combined quarterly spend in those categories

  3% foreign transaction fee



What You'll PayMore fee details 

Annual Fee
No annual fee
Foreign Transaction Fees
3.00%


Credit Score Range

Poor
 
Average
 
Good
 
Excellent
350 - 629
630 - 689
690 - 719
720 - 850



CreditCardRewards.com Review

Written by Amy 9 months ago

TLDR:
This no annual fee card is best for Bank of America account holders looking to earn cash back on grocery, wholesale club, and gas purchases.

Review of the Bank of America Cash Rewards Credit Card

This no annual fee card offers 3% cash back on gas, 2% cash back on groceries and wholesale clubs, and 1% cash back on everything else.  It also offers a $150 online bonus after you spend $500 within the first 90 days and an ongoing 10% customer bonus for redeeming cash back into a Bank of America® or eligible Merrill Lynch account.



The Bottom Line
This is a no-frills card for earning cash back on popular spending categories, but if your category purchases exceed $2,500 per quarter another card would offer greater rewards.






Reviews by the CreditCardRewards.com staff are the result of independent research by our editorial team, while user reviews and questions are contributions from website users who are not affiliated with CreditCardRewards.com in any way. Banks, issuers, and credit card companies are not responsible for any user content posted on the CreditCardRewards.com site, nor do they endorse or guarantee any posted comments, questions, or reviews. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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