Bank of America Premium Rewards Credit Card

Dan's Rating: 3.9 / 5   Add Your Review 

Card Features

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The Sign-Up Bonus

  •  Earn 50,000 Points when you spend $3,000 within the first 90 days

Get These Perks

Pros & Cons

  0% intro APR for 15 months
  Unlimited points
  Up to $100 in airline statement credits
  Up to $100 TSA Pre-check/Global Entry statement credit
  Eligible for Preferred Rewards
  Visa Signature benefits

  $95 annual fee

  3% foreign transaction fees

What You'll PayMore fee details 

Annual Fee
Foreign Transaction Fees

Credit Score Range

350 - 629
630 - 689
690 - 719
720 - 850 Review

Written by Amy 3 weeks ago

Although this card has a $95 annual fee, it offers more rewards than other Bank of America® cards and is a good fit for Bank of America customers looking for both cash back and travel redemption options.

Review of the Bank of America Premium Rewards Credit Card

With the Bank of America Premium Rewards Credit Card you earn unlimited 2X points for travel and dining and 1.5X points on everything else. Points can be redeemed for cash back as a statement credit, deposit into eligible Bank of America or Merrill Lynch accounts, gift cards, and Bank of America® Travel Center purchases. 

Travelers will also appreciate up to a $100 in airline statement credits and $100 TSA Pre-check/Global Entry statement credit.  These statement credits alone justify the $95 annual fee, but if you still need convincing, the 50,000 bonus point welcome offer should do the trick. 

The Bottom Line
With its big 50,000 bonus points sign-up bonus, this rewards card is a great way to quickly rack up points on travel and dining purchases.

Reviews by the staff are the result of independent research by our editorial team, while user reviews and questions are contributions from website users who are not affiliated with in any way. Banks, issuers, and credit card companies are not responsible for any user content posted on the site, nor do they endorse or guarantee any posted comments, questions, or reviews. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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