Written by Amy 3 weeks ago
This cruise line card offers more discounts and better welcome offers than most.
Review of the Celebrity Cruises Visa Signature Card
The Celebrity Cruises Visa Signature Card gives frequent cruisers a way to save money on their next cruise by earning 2X MyCruise® points on purchases with Celebrity Cruises, Royal Caribbean®, and Azamara Club Cruises® and 1X points on all other purchases. Although this card carries a $69 annual fee, if you’re sure you’ll be cruising at least once a year, the card will pay for itself with its food, beverage, and airline discounts.
As a welcome offer for new cardholders, you will earn 10,000 MyCruise® bonus points when you make just one purchase within 90 days, a $300 discount on a future cruise when you spend $5,000 within the first 90 days, and another 10,000 anniversary MyCruise® points if you spend $10,000 in the first year. MyCruise® points redeemable for onboard credits, stateroom upgrades, discounts, cruises and more.
Keep in mind that points expire after 5 years, so if you don’t spend very much on the card you’re unlikely to accumulate very many rewards before they expire.
Unlike frequent flyer programs, cruise credit cards aren’t linked to the cruise line’s loyalty program so spending more on your cruise card won’t bump you up to a higher loyalty status, but it will get you discounts and maybe even a free cruise.
The Bottom Line
This card is worthwhile only if you plan to spend at least $10,000 on the card in the first year, pay your balance every month, and take a cruise on Celebrity Cruises (or its sister cruise lines) every year. Otherwise, you should consider a more flexible cash back or travel credit card. For a no annual fee cruise line option, consider the Royal Caribbean Visa Signature® card, which also earns MyCruise® points redeemable on Celebrity Cruises.