Royal Caribbean Visa Signature

Dan's Rating: 3.0 / 5   Add Your Review 

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Card Features

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The Sign-Up Bonus

  •  Earn 10,000 Points when you make a purchase within 90 days

Get These Perks

  •   $50 discount on flights purchased through Air2Sea when you when you spend $3,500 within the first 90 days
  •   Pay no annual fee on this card

Pros & Cons

  No annual fee
  Visa Signature Benefits

  Points expire after 5 years

  Limited redemption options for MyCruise points

What You'll PayMore fee details 

Annual Fee
No annual fee
Foreign Transaction Fees

Credit Score Range

350 - 629
630 - 689
690 - 719
720 - 850 Review

Written by Amy 3 weeks ago

This cruise line card helps frequent cruisers earn discounts on their next cruise with Royal Caribbean or any of its sister cruise lines.

Review of the Royal Caribbean Visa Signature

The Royal Caribbean Visa Signature gives frequent cruisers a way to save money on their next cruise by earning 2X MyCruise® points on purchases with Royal Caribbean®, Celebrity Cruises, and Azamara Club Cruises® and 1X points on all other purchases.

As a welcome offer for new cardholders will earn 10,000 MyCruise® bonus points redeemable for onboard credits, stateroom upgrades, discounts, cruises and more. Plus new cardholders get a $50 airfare discount through the Air2Sea program when they spend $3,500 within the first 90 days.

Keep in mind that points expire after 5 years, so if you don’t spend very much on the card you’re unlikely to accumulate very many rewards before they expire. 

Pro Tip:

You’ll rack up more 2X points for your cruise spending if you stick with Royal Caribbean and its sister lines and take a cruise at least once a year.

The Bottom Line
For deeper discounts and a bigger welcome offer, consider the Celebrity Cruises Visa Signature card (with a $69 annual fee), which also earns MyCruise® points redeemable on Royal Caribbean. Keep in mind, however, that a cruise line-specific card is only worthwhile if you plan to take a cruise with that cruise line (or its sister cruise lines) at least once a year. Otherwise, you should consider a more flexible cash back or travel credit card.

Reviews by the staff are the result of independent research by our editorial team, while user reviews and questions are contributions from website users who are not affiliated with in any way. Banks, issuers, and credit card companies are not responsible for any user content posted on the site, nor do they endorse or guarantee any posted comments, questions, or reviews. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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