Written by Amy 9 months ago
For loyal Apple fans, this card offers rewards for Apple purchases and a sign-up bonus with 0% deferred interest to help finance Apple purchases made in the first 30 days.
Review of the Barclaycard Visa with Apple Rewards
For loyal Apple customers, this is a good card for earning 3X on Apple purchases, 2X on dining, and 1X on everything else. For every 2,500 points earned, you’ll receive $35 Apple or iTunes gift card, which could go a long way towards buying the next must-have Apple product.
Instead of a points-based sign-up offer, this card will provide interest savings on Apple purchases made within the first 30 days according to the following schedule:
- deferred interest for 6 months on purchases under $499
- deferred interest for 12 months on purchases $499-$998
- deferred interest for 18 months on purchases over $999
The downside is that if you carry a balance on your regular purchases or on Apple purchases past the deferred interest period you'll pay a higher than usual interest rate.
The Bottom Line
This card should be mainly used for financing big-ticket Apple Store purchases and earning points, but carrying a balance on this card should be avoided because of the card's relatively high interest rate.