Tag: Applying for Credit



How to Find the Best Credit Card in 5 Steps
Updated 6 years ago by Amy

The one-size-fits-all approach definitely doesn’t work in the context of choosing a credit card. Each person has a unique set of circumstances, spending habits, and needs that may make one credit card a better fit than another. By helping you to understand the differences between credit cards, Credit Card Rewards can help you find the… continue reading


10 Myths About Your Credit Score Debunked
Updated 5 years ago by Amy

Your Credit Score is No Mystery Sometimes it can seem like credit scores come from a black box, but the reality is that is not the case. Here are 10 common credit score myths that we’ve debunked in order to help you better understand your credit score and how & why it changes. [toc] Myth… continue reading


How Is My Credit Score Calculated and Why Does it Matter?
Updated 6 years ago by Amy

Areas of Your Life Affected By Your Credit Score A credit score is a number between 300-850 that estimates your creditworthiness by taking into account the details on your credit report. Having a good credit score is important because it determines whether you’ll qualify for a loan or new service and how beneficial the terms of… continue reading


Common Reasons For Credit Application Rejections
Updated 6 years ago by Amy

  No Credit History: If you’re under 18 you’ll be denied credit on your own, but you could still be added as an authorized user on your parents’ card. If you are at least 18 but have no credit history it will be harder to get a traditional credit card but still possible. [INSERT TIPS… continue reading


Maximize Your Chances of Getting Approved
Updated 6 years ago by Amy

According to the 2017 Consumer Financial Protection Bureau (CFPB) Consumer Credit Card Market Report, every day, U.S. consumers submit over half a million applications for credit cards. Because rejected applications may negatively impact your credit score, it’s wise to apply only for cards that you have a good chance of being approved for. These 4… continue reading