The main virtue of this card is that will earn unlimited 1.5% cash back on all purchases, with no special spending categories to track. Although there are higher earning cash-back cards out there, your spending might not always fit into their bonus cash back categories. In that case, this is a good go-to card for any spending that doesn't fit into a specialty category on another higher earning card. As your credit score improves, a good upgrade would be the Capital One® Quicksilver® Cash Rewards Card, which also offers 1.5% cash back on all purchases, but doesn't have an annual fee.
Ease of Reward Redemption
Perks & Features
This table shows approximate credit score category ratings based on FICO® Score 8 and should only be used as a general guide.