Capital One Secured MasterCard

Dan's Rating: 2.0 / 5   Add Your Review 

Card Features

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The Early Spend Bonus

  • This card does not have a sign-up bonus 🙁

Get These Perks

  •   Pay no annual fee on this card

Pros & Cons

  No annual fee
  Travel benefits
  Shopping Benefits

  No rewards

  High interest

  Security deposit required

What You'll PayMore fee details 

Annual Fee
No annual fee
Foreign Transaction Fees

Credit Score Range

350 - 629
630 - 689
690 - 719
720 - 850 Review

Written by Amy 3 weeks ago

This low cost secured credit card is designed to help you build your credit.

Review of the Capital One Secured MasterCard

The required security deposit for the Capital One Secured MasterCard is $49, $99 or $200 based on your creditworthiness.  With the required security deposit you’ll get an initial credit line of $200.  A bigger security deposit will get a higher credit line.  You can also earn a higher credit line by making your first 5 monthly payments on time.  Most secured credit cards limit your credit line to the amount of your deposit, so it’s a huge plus that this card offers a credit line bigger than your deposit.

The Bottom Line
If your credit is in need of repair, this card is a great option to rebuild your credit and eventually upgrade to an unsecured credit card like the Capital One Platinum Credit Card.

Reviews by the staff are the result of independent research by our editorial team, while user reviews and questions are contributions from website users who are not affiliated with in any way. Banks, issuers, and credit card companies are not responsible for any user content posted on the site, nor do they endorse or guarantee any posted comments, questions, or reviews. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

User Reviews

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