Capital One Secured MasterCard

Capital One Secured MasterCard
Dan's Rating: 2.0 / 5   
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Card Features

Fraud Protection
No Foreign Transaction Fee
Travel Assistance
Travel Accident Insurance
Car Rental Coverage
Apple Pay
Android Pay

The Early Spend Bonus

  • This card does not have a welcome offer 🙁

Get These Perks

  •   Pay no annual fee on this card

Pros & Cons

  No annual fee
  Travel benefits
  Shopping Benefits

  No rewards

  High interest

  Security deposit required

What You'll PayMore fee details 

Annual Fee
No annual fee
Foreign Transaction Fees

Recommended Credit

Limited/Poor Review

Written by Amy 2 years ago

Best For...
This low cost secured credit card is designed to help you build your credit.

Review of the Capital One Secured MasterCard

The required security deposit for the Capital One Secured MasterCard is $49, $99 or $200 based on your creditworthiness.  With the required security deposit you’ll get an initial credit line of $200.  A bigger security deposit will get a higher credit line.  You can also earn a higher credit line by making your first 5 monthly payments on time.  Most secured credit cards limit your credit line to the amount of your deposit, so it’s a huge plus that this card offers a credit line bigger than your deposit.

The Bottom Line
If your credit is in need of repair, this card is a great option to rebuild your credit and eventually upgrade to an unsecured credit card like the Capital One Platinum Credit Card.

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