Amazon Prime Rewards Visa Signature Card

Amazon Prime Rewards Visa Signature Card
Dan's Rating: 4.3 / 5   
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Bonus Categories


1x
All Categories
2x
Dining
2x
Gas
2x
Drugstores
5x
Amazon.com & Whole Foods Market



Card Features


Fraud Protection
No Foreign Transaction Fee
Roadside Assistance
Concierge Service
Lost Luggage Coverage
Travel Assistance
Travel Accident Insurance
Visa Signature® Hotel Collection
Extended Warranty
Car Rental Coverage
Purchase Protection
Apple Pay
Android Pay

The Sign-Up Bonus

  • This card does not have a welcome offer 🙁

Get These Perks

  •   $70 Amazon gift card when you are approved
  •   Pay no annual fee on this card

Pros & Cons

  No annual fee
  No foreign transaction fees
  Visa Signature perks


  Limited redemption options



What You'll PayMore fee details 

Annual Fee
No annual fee
Foreign Transaction Fees
0.00%


Recommended Credit


 
 
 
 
Good - Very Good - Exceptional



CreditCardRewards.com Review

Written by Amy 2 months ago

Best For...
This card earns big rewards for Amazon Prime members, especially for purchases made on Amazon.com and at Whole Foods.

Review of the Amazon Prime Rewards Visa Signature Card

The Amazon Prime Rewards Visa Signature Card is offered exclusively to Amazon Prime members and earns unlimited 5% back at Amazon.com and Whole Foods, 2% at restaurants, gas stations, and drugstores, and 1% on everything else.  Because the Amazon rewards are unlimited, this a more valuable card than a typical cash back card with category spending caps.  And since Amazon aquired Whole Foods, the addition of those purchases to the 5% bonus category is a huge plus. Online shoppers will also appreciate the $70 Amazon gift card which is yours on approval.

Pro Tip:

Note that this card is different (and more useful than) the Amazon Prime Store credit card issued by Synchrony bank which can only be used on Amazon.com. Because this is a Visa Signature card and not a store card, it can be used pretty much anywhere.

Rewards can be redeemed on Amazon.com or with Chase for cash back, gift cards and travel.

If you're already an Amazon Prime member, this card will earn you the best rewards on your Amazon.com and Whole Foods purchases (5%). Should you sign up for Amazon Prime just to get this card?  For the first year, the $70 gift card will nicely reduce the cost of an annual $99 Prime membership.  Then, for the remainder of  your first year you would only need to spend about $1,500 on the card within the 2% bonus categories to yield $30 in rewards, which would cover the remaining amount spent on membership ($99 Prime membership - $70 gift card = $29).

After the first year, you would need to spend about $5,000 or more a year on Amazon.com and/or Whole Foods to get your Amazon Prime membership fee covered.  How was this figure calculated? We compared the rewards earnings from this card with the Amazon.com Rewards Visa Signature -- which doesn't require Amazon Prime membership and offers 3% back on Amazon and Whole Foods purchases and 2% on other bonus categories. In order to pay for the added $99 Amazon Prime membership fee, you would need to spend about $5,000 a year at Amazon and/or Whole Foods or within the bonus categories, or some combination of both (Amazon and Whole Foods earnings difference between the cards is 2% x $5,000 = $100, which covers a $99 annual Prime membership).  But even if your spending isn't enough to pay for your Prime membership with rewards, you may still want to join Amazon Prime for its other benefits like 2-day shipping, Kindle lending library, and unlimited TV/movie streaming.




The Bottom Line
If you’re already an Amazon Prime member (or want to be), the unlimited 5% rewards on Amazon and Whole Foods purchases is hard to beat.





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Q:  What atm (banks) can you use the amazon rewards prime membership visa card at to withdrawal cash?
asked 3 months ago

A:  You should be fine at most US ATM machines, but check the back of your card for the ATM network(s) this card particpates in.
answered by Dan 3 months ago