The Amazon.com Rewards Visa Signature Card earns unlimited 3% back at Amazon.com and Whole Foods, 2% at restaurants, gas stations, and drugstores, and 1% on everything else. Because the Amazon rewards are unlimited, this a more valuable card than a typical cash back card with category spending caps. And since Amazon aquired Whole Foods, the addition of those purchases to the 3% bonus category is a huge plus. Online shoppers will also appreciate the $50 Amazon gift card which is yours on approval.
Rewards can be redeemed on Amazon.com or with Chase for cash back, gift cards and travel.
If you’re an Amazon Prime member, you may want to consider the Amazon Prime Rewards Visa Signature Card instead. It offers bigger rewards (5%) and a bigger sign-up bonus ($70 gift card).
Ease of Reward Redemption
Perks & Features
This table shows approximate credit score category ratings based on FICO® Score 8 and should only be used as a general guide.