Chase Freedom®

Chase Freedom®
Dan's Rating: 3.8 / 5   
Add Your Review 

on our secure site

Bonus Categories



1x

All Categories

5x

Rotating Quarterly Categories
(cap: $1,500)



Card Features


                             
view key

The Sign-Up Bonus

  •  Earn 15,000 Chase Ultimate Rewards Points when you spend $500 within the first 3 months

Get These Perks

  •   5% cash back up to $1,500 in combined purchases in bonus categories each quarter you activate (manual activation required for these rotating categories)
  •   Pay no annual fee on this card
  •   0.00% Intro APR for 15 months

Pros & Cons

  No annual fee
  0% intro APR for 15 months
  Travel benefits
  Shopping benefits


  Complicated rewards structure

  Highest rewards limited to rotating bonus categories



What You'll PayMore fee details 

Annual Fee
No annual fee
Foreign Transaction Fees
3.00%


Recommended Credit


 
 
 
 
Good - Very Good - Exceptional



CreditCardRewards.com Review

Written by Amy 3 weeks ago

TLDR:
The bonus categories for this card rotate every 3 months, giving cardmembers opportunities to increase their rewards.

Review of the Chase Freedom®

Every quarter, Chase designates a bonus categories and/or brands that will earn 5% in their Ultimate Rewards program.  To get the full benefit of this card, every quarter you have to choose the rewards categories that best fit your spending habits.  In addition, you have to be mindful that because of the $1,500 spending cap, you can only earn $75 cash back each quarter, after which the rate reverts to 1%. 


The Bottom Line
To maximize your rewards, this card is best used only when the bonus categories apply and before maxing out on the $1,500 quarterly limit. For the rest of your everyday purchases another cash back card would be simpler and earn more rewards.


Similar Cards


Citi® Double Cash Card
Dan's Rating: 4.0 / 5   Add Your Review 


Fingerhut Credit Account
Dan's Rating: 3.6 / 5   Add Your Review 

Discover it® Card
Dan's Rating: 3.5 / 5   Add Your Review 




Reviews by the CreditCardRewards.com staff are the result of independent research by our editorial team, while user reviews and questions are contributions from website users who are not affiliated with CreditCardRewards.com in any way. Banks, issuers, and credit card companies are not responsible for any user content posted on the CreditCardRewards.com site, nor do they endorse or guarantee any posted comments, questions, or reviews. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

User Reviews

Do you have the Chase Freedom®? Write a review of your experiences with the card and help other rewards enthusiasts!

WRITE A REVIEW
Overall rating of the card:
   

How to write a great review
How would you rate the following: (optional)

Rewards


Ease of Reward Redemption


Customer Service


Perks & Features





Ask the Pros

Questions about this card? Submit your question below and the CreditCardRewards.com team will respond with our expert advice!

ASK A QUESTION