Every quarter, Chase designates a bonus categories and/or brands that will earn 5% in their Ultimate Rewards program. To get the full benefit of this card, every quarter you have to choose the rewards categories that best fit your spending habits. In addition, you have to be mindful that because of the $1,500 spending cap, you can only earn $75 cash back each quarter, after which the rate reverts to 1%.
Ease of Reward Redemption
Perks & Features