In general, you have to be a Chase Private Client to qualify for this card, and that normally requires an average daily balance of $250,000 in combined deposits and investments with Chase/JP Morgan. As a member, you’ll have access to the Concierge Banking Program and fees for a host of banking services are waived. For example, among many other fee waivers, with this card there is no fee for making international wire transfers, writing cashier’s checks, making ATM withdrawals, or maintaining a safe deposit box.
In addition to access to your own private Chase Banker, you'll have access to your own JP Morgan Private Client Advisor. If you have big balances in your banking or investment accounts, having this type of personalized service is a great resource to have.
In terms of loan benefits, as a cardmember you will also get your best mortgage rate under the Chase Private Client Mortgage Rate Purchase Program (based on your total deposits and investments with Chase), $750 discount on closing costs for loans, priority processing, senior underwriting support, and discounts for home equity loans. Although this card has no rewards, the banking benefits are extremely valuable, making this an excellent card to have and use in conjunction with a separate rewards card.
Ease of Reward Redemption
Perks & Features
This table shows approximate credit score category ratings based on FICO® Score 8 and should only be used as a general guide.