Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
Dan's Rating: 4.5 / 5   
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Bonus Categories

All Categories

Card Features

Fraud Protection
No Foreign Transaction Fee
Concierge Service
Lost Luggage Coverage
Travel Assistance
Travel Accident Insurance
Tavel Delay Coverage
Extended Warranty
Return Protection
Car Rental Coverage
Purchase Protection
Apple Pay
Android Pay

The Sign-Up Bonus

  •  Earn 60,000 Chase Ultimate Rewards points when you spend $4,000 in the first 3 months of card membership.
  •  Earn 5,000 Chase Ultimate Rewards Points when you add an authorized user to the card.

Get These Perks

Pros & Cons

  Annual fee waived 1st year
  No foreign transaction fees
  25% bonus for travel redeemed through Chase Ultimate Rewards®

  $95 annual fee

What You'll PayMore fee details 

Annual Fee
$0 the first year, $95 after that
Foreign Transaction Fees

Recommended Credit

Very Good - Exceptional Review

Written by Amy 2 years ago

Best For...
This card may be the best value in the travel rewards category, earning 2X on travel and dining and 1X on all other purchases, all for a low annual fee of $95 (waived for the first year).

Review of the Chase Sapphire Preferred® Card

With a focus on travelling on dining rewards, the Chase Sapphire Preferred® Card offers 2X points on travel and dining and 1X on everything else.  If you tend to spend more in this “everything else” category (for example, on gas or groceries), a cash back card would be a better fit.

Points are redeemable through the Chase Ultimate Rewards program, which offers a 1:1 point transfer to leading airline and hotel loyalty programs including those offered by United, Southwest, Hyatt, Marriott, IHG, and Ritz-Carlton.  

This card also offers a generous sign-up bonus of 50,000 points after you spend $4,000 within the first 3 months.

If you're a frequent traveler another card to consider is the Chase Sapphire Reserve Card, which offers the same sign-up bonus, even more rewards (3X in the bonus categories), and annual $300 travel credit. The Reserve version has a $450 annual fee, $355 more than the Preferred version, which is recouped if you use the Reserve's annual $300 travel credit and spend at least $5,500 a year (1X more than the Preferred version X $5,5000 spending = 5,000 points = $55 value).  

The Bottom Line
This card may be the best value in the travel rewards category, earning 2x on travel and dining and 1x on all other purchases, all for a low annual fee of $95 (waived for the first year!). If you’re a big spender, the Reserve version of the card offers even more rewards.

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Dan's Rating: 4.3 / 5   Add Your Review 

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