Although The World of Hyatt Credit Card has a $75 annual fee, the bonus points make up for it. As a sign-up bonus you can earn 50,000 bonus points after you spend $2,000 with Hyatt in the first 3 months and 5,000 bonus points after you add the first authorized user to your account within 3 months. Since free nights start at 5,000 points, you can earn a free night just by adding an authorized user. In addition, each year you get 1 free night in a category 1-4 hotel.
In terms of bonus categories, this card is pretty standard: offering 3X points on Hyatt spending, 2X on restaurants, airline tickets, and car rental, and 1X on everything else.
If you are interested in elite tier status, this card comes with Discoverist Status, a lower level tier that entitles you to 15% in extra points when staying at a Hyatt hotel and gives you some reservation and check-out privileges.
Ease of Reward Redemption
Perks & Features
This table shows approximate credit score category ratings based on FICO® Score 8 and should only be used as a general guide.