United MileagePlus Club Card

United MileagePlus Club Card
Dan's Rating: 3.0 / 5   
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Card Features

Earn Miles
Free Checked Bag
Fraud Protection
No Foreign Transaction Fee
Concierge Service
Elite Status: United Airlines MileagePlus Member; Hyatt World of Hyatt Discoverist
Lost Luggage Coverage
Travel Assistance
Travel Accident Insurance
Car Rental Coverage
Apple Pay
Android Pay
Lounge Access: United Club

The Sign-Up Bonus

  •  Earn 50,000 United Airlines MileagePlus Miles when you spend $3,000 in the first 3 months

Get These Perks

  •   Free checked bag
  •   United Club Lounge Access

Pros & Cons

  United Club membership
  No foreign transaction fees
  Premier Access┬« travel services
  Free 1st and 2nd checked bags
  Premier Upgrades
  Travel & Purchase Protection Benefits
  Luxury Hotel & Resort Collection Benefits
  Inside Access Experiences
  United MileagePlus Event Benefits
  Visa Signature┬« Concierge

  $450 annual fee

  Most lounges are domestic

What You'll PayMore fee details 

Annual Fee
Foreign Transaction Fees

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CreditCardRewards.com Review

Written by Amy 2 years ago

Best For...
With a $450 annual fee, this card is expensive but offers premium travel benefits including United Club membership (up to a $550 value).

Review of the United MileagePlus Club Card

With the United MileagePlus Club Card you'll earn unlimited 2X miles on United ticket purchases and 1.5X on all other purchases. Miles can be redeemed┬áto book travel with Star AllianceÔäó and other partner airlines, upgrades, inflight purchases, hotel stays, and car rentals. Miles can also be used for merchandise, gift cards, and special events.┬á┬á

With this card you'll earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months. And since one-way Saver Award travel starts as low as 12,500 miles, these bonus miles can go a long way towards your next trip. 

The main difference between this card and the United MileagePlus Explorer card (which has a much lower $95 annual fee) is that with the Club card you'll get extra travel benefits including:

  • United Club membership (up to a $550 value)
  • World of Hyatt Discoverist Status
  • Hertz Gold Plus Rewards┬« PresidentÔÇÖs Circle┬« Elite Status

If lounge access and other travel perks are important to you, the $450 fee is justified; otherwise, consider the Explorer version of the card, which has fewer perks but a much lower annual fee. 

The Bottom Line
This premium card makes the most sense if you want the United Club membership (including lounge access) and other travel benefits.

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