Credit Cards for Fair Credit


Got fair credit? These are our top-ranked partner credit card offers for people fair credit [updated July 2021].
1
Principal Platinum

Principal Platinum
Apply Now  
on horizon's secure site

Principal Platinum

  •   Instant Approval / $750 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged/Fair

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair
3
Freedom Gold Card

Freedom Gold Card
Apply Now  
on Horizon's secure site

Freedom Gold Card

  •   $750 Unsecured Credit Limit
  •   Instant Approval*
  •   No Credit Check
  •   No Employment Check
  •   Fast online application
  •   Reports to a Major Bureau
  •   Bad Credit - OK


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
4
First Access Visa® Card

First Access Visa® Card
Apply Now  
on First Access's secure site

First Access Visa® Card

  •   Reporting monthly to all three major credit reporting agencies
  •   Perfect credit not required for approval; we may approve you when others won’t
  •   Easy and secure online application
  •   $300 credit limit (subject to available credit)
  •   Receive your card more quickly with optional Expedited Processing (additional fee applies)
  •   Get a result in as little as 60 seconds upon completion of the online application
  •   Online Customer Center available 24 x 7
  •   Checking account required
  •   The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.


Annual Fee
See Terms
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair
5
Total Visa® Card

Total Visa® Card
Apply Now  
on Total Visa's secure site

Total Visa® Card

  •   Checking Account Required
  •   Fast and easy application process; response provided in seconds
  •   A genuine Visa credit card accepted by merchants nationwide across the USA and online
  •   Manageable monthly payments
  •   $300 credit limit (subject to available credit)
  •   Reports monthly to all three major credit bureaus


Annual Fee
See Terms
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Bad Credit

Indigo® Platinum Mastercard® Credit Card

  •   Easy pre-qualification process with fast response
  •   Less than perfect credit is okay
  •   Online servicing available 24/7 at no additional cost
  •   Unsecured credit card, no security deposit required
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$0 - $99
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair - Good