Credit Cards for Fair Credit


Got fair credit? These are our top-ranked partner credit card offers for people fair credit [updated April 2020].
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Applied Bank® Secured Visa® Gold Preferred® Credit Card

Dan's Rating: 4.0 / 5

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate WonÔÇÖt Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair

Credit One Bank® Credit Card with Cash Back Rewards

Dan's Rating: 4.0 / 5

  •   1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
  •   With $0 Fraud Liability, you wonÔÇÖt be responsible for unauthorized charges
  •   Managing your account is easy with the Credit One Bank mobile app
  •   Pick a card that fits your style. Multiple card designs are available, a fee may apply
  •   Monitor your credit with free online access to your Experian credit score, terms apply
  •   Never miss an account update with customizable text and email alerts
  •   Do your part to help the environment with the option to go paperless


Annual Fee
$0 - $99
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair
3
First Access Visa® Card

First Access Visa® Card
Apply Now  
on First Access's secure site

First Access Visa® Card

Dan's Rating: 4.0 / 5

  •   Reporting monthly to all three major credit reporting agencies
  •   Perfect credit not required for approval; we may approve you when others wonÔÇÖt
  •   Easy and secure online application
  •   If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
  •   Receive your card more quickly with optional Expedited Processing (additional fee applies)
  •   Get a result in as little as 60 seconds upon completion of the online application
  •   Online Customer Center available 24 x 7
  •   Checking account required
  •   The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.


Annual Fee
$75.00 for first year. After that, $48.00 annually or See Terms
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair

Credit One Bank® Platinum Visa® with Cash Back Rewards

Dan's Rating: 3.9 / 5

  •   Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
  •   CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether youÔÇÖre at home or on-the-go.
  •   Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
  •   Use your Apple device to make purchases securely through Apple Pay┬«. Apple Pay is a registered trademark of Apple, Inc.
  •   Keep an eye on your credit information with free online access to your Experian credit score. Terms apply.
  •   Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ÔÇśtil they arrive in the mail.


Annual Fee
$0 - $99
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair

Credit One Bank® Visa® Credit Card with Cash Back Rewards

Dan's Rating: 3.9 / 5

  •   Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
  •   Manage your account quickly and easily from your mobile device by using the Credit One Bank mobile app.
  •   Use your Apple device to make purchases securely through Apple Pay┬«. Apple Pay is a registered trademark of Apple, Inc.
  •   Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge.
  •   Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.


Annual Fee
$0 - $99
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair

Indigo® Platinum Mastercard® Credit Card

Dan's Rating: 3.6 / 5

  •   Easy pre-qualification process with fast response
  •   Less than perfect credit is okay
  •   Online servicing available 24/7 at no additional cost
  •   Unsecured credit card, no security deposit required
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$0 - $99
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair - Good

Indigo® Unsecured Mastercard®

Dan's Rating: 3.5 / 5

  •   Pre-qualify today without an impact on your credit score
  •   Keeping your account in good standing may help establish and/or improve your credit
  •   Access your account online or from your mobile device 24/7
  •   Protection from fraud if your card is stolen
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$0 - $99
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Good
8
Milestone Gold Mastercard®

Milestone Gold Mastercard®
Apply Now  
on Milestone's secure site

Milestone Gold Mastercard®

Dan's Rating: 3.5 / 5

  •   Instant pre-qualification is available for those who qualify
  •   Less than perfect credit is okay
  •   Access your account online or from your mobile device 24/7
  •   Choice of card image at no extra charge
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$35 - $99, Dependent on credit worthiness
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Good
9
Net First Platinum

Net First Platinum
Apply Now  
on Horizon's secure site

Net First Platinum

Dan's Rating: 3.1 / 5

  •   Instant Approval / $500 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
10
Freedom Gold Card

Freedom Gold Card
Apply Now  
on Horizon's secure site

Freedom Gold Card

Dan's Rating: 3.0 / 5

  •   $500 Unsecured Credit Limit
  •   Instant Approval*
  •   No Credit Check
  •   No Employment Check
  •   Fast online application
  •   Reports to a Major Bureau
  •   Bad Credit - OK


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
11
Horizon Gold

Horizon Gold
Apply Now  
on Horizon's secure site

Horizon Gold

Dan's Rating: 3.0 / 5

  •   Instant $500 Credit Line*
  •   No Credit Check
  •   Fast Online Application
  •   Bad Credit - OK


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit