Credit Cards for Fair Credit


Got fair credit? These are our top-ranked partner credit card offers for people fair credit [updated October 2021].
1
Principal Platinum

Principal Platinum
Apply Now  
on horizon's secure site

Principal Platinum

  •   Instant Approval / $750 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged/Fair

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  •   Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair
3
Credit One Bank® Platinum Visa®

Credit One Bank® Platinum Visa®
Apply Now  
on Credit One Bank®'s secure site

Credit One Bank® Platinum Visa®

  •   Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
  •   With $0 Fraud Liability, you won't be responsible for unauthorized charges
  •   Automatic reviews for credit line increase opportunities
  •   View your Experian credit score online for free, terms apply
  •   Choose your monthly payment due date for added convenience, terms apply
  •   Never miss an account update with customizable text and email alerts
  •   Manage your account on-the-go with the Credit One Bank mobile app


Annual Fee
$39
Instant Approval
No
Card Type
Recommended Credit
 
 
 
 
Limited/PoorFair - Good
4
Freedom Gold Card

Freedom Gold Card
Apply Now  
on Horizon's secure site

Freedom Gold Card

  •   $750 Unsecured Credit Limit
  •   Instant Approval*
  •   No Credit Check
  •   No Employment Check
  •   Fast online application
  •   Reports to a Major Bureau
  •   Bad Credit - OK


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
5
First Access Visa® Card

First Access Visa® Card
Apply Now  
on First Access's secure site

First Access Visa® Card

  •   Reporting monthly to all three major credit reporting agencies
  •   Perfect credit not required for approval; we may approve you when others won’t
  •   Easy and secure online application
  •   $300 credit limit (subject to available credit)
  •   Receive your card more quickly with optional Expedited Processing (additional fee applies)
  •   Get a result in as little as 60 seconds upon completion of the online application
  •   Online Customer Center available 24 x 7
  •   Checking account required
  •   The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.


Annual Fee
See Terms
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair
6
Total Visa® Card

Total Visa® Card
Apply Now  
on Total Visa's secure site

Total Visa® Card

  •   Checking Account Required
  •   Fast and easy application process; response provided in seconds
  •   A genuine Visa credit card accepted by merchants nationwide across the USA and online
  •   Manageable monthly payments
  •   $300 credit limit (subject to available credit)
  •   Reports monthly to all three major credit bureaus


Annual Fee
See Terms
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Bad Credit