OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card
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Quick Facts

  •   No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  •   The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  •   Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  •   99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  •   We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search ÔÇťOpenSky CardÔÇŁ in Facebook.)
  •   OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  •   *View our Cardholder Agreement located at the bottom of the application page for details of the card.
  •   View Rates & Fees 

What You Should Know

Annual Fee
Purchase APR
17.39% variable
Cash Advance APR
17.39% variable
Cash Advance Fee
Either $6 or 5% of the amount of each cash advance, whichever is greater.

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