OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card
Dan's Rating: 4.3 / 5   
Add Your Review 
Apply Now  
on the secure OpenSky site

Quick Facts

  •   No credit check to apply and find out instantly if you are approved.
  •   OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  •   Get considered for a credit line increase after 6 months, with no additional deposit required
  •   You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  •   Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  •   Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  •   Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  •   Easy application, apply in less than 5 minutes right from your mobile device
  •   Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  •   Enjoy protection from unauthorized purchases with $0 fraud liability
  •   *View the cardholder agreement

What You Should Know


Annual Fee
$35
Purchase APR
17.39% variable
Cash Advance APR
17.39% variable
Cash Advance Fee
Either $6 or 5% of the amount of each cash advance, whichever is greater.

Recommended Credit


 
 
 
 
No Credit Check






Cardholder Reviews

Do you have the OpenSky® Secured Visa® Credit Card? Write a review of your experiences with the card and help other rewards enthusiasts!

WRITE A REVIEW
Overall rating of the card:
   

How to write a great review
How would you rate the following: (optional)

Rewards


Ease of Reward Redemption


Customer Service


Perks & Features





Ask the Pros

Questions about this card? Submit your question below and the CreditCardRewards.com team will respond with our expert advice!

ASK A QUESTION