Secured Credit Cards


Need a secured credit card? These are our top-ranked partner credit card offers for secured credit cards [updated September 2022].

OpenSky® Secured Visa® Credit Card

  •   No credit check to apply and find out instantly if you are approved.
  •   OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  •   Get considered for a credit line increase after 6 months, with no additional deposit required
  •   You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  •   Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  •   Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  •   Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  •   Easy application, apply in less than 5 minutes right from your mobile device
  •   Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  •   *View the cardholder agreement


Annual Fee
$35
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
No Credit Check

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate WonÔÇÖt Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  •   Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair

First Progress Platinum Prestige MasterCard® Secured Credit Card

  •   Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  •   Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file


Annual Fee
$49
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

First Progress Platinum Select MasterCard® Secured Credit Card

  •   Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum Mastercard┬« Secured Credit Card
  •   Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  •   24/7 Online Access to Your Account
  •   Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  •   Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file


Annual Fee
$39
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

The First Progress Platinum Elite MasterCard® Secured Credit Card

  •   Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard┬« Secured Credit Card
  •   Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  •   Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file


Annual Fee
$29
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged credit to Fair credit