Unsecured Credit Cards


Need an unsecured credit card? These are our top-ranked partner credit card offers for unsecured credit cards [updated May 2019].
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1
First Access Visa® Card
First Access Visa® Card

Apply Now  
on First Access's secure site

First Access Visa® Card

Dan's Rating: 4.0 / 5

  •   Reporting monthly to all three major credit reporting agencies
  •   Perfect credit not required for approval; we may approve you when others wonÔÇÖt
  •   Easy and secure online application
  •   If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
  •   Receive your card more quickly with optional Expedited Processing (additional fee applies)
  •   Get a result in as little as 60 seconds upon completion of the online application
  •   Online Customer Center available 24 x 7
  •   Checking account required
  •   The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.


Annual Fee
$75.00 for first year. After that, $48.00 annually or See Terms
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair
2
Total Visa® Card
Total Visa® Card

Apply Now  
on Total Visa's secure site

Total Visa® Card

Dan's Rating: 3.7 / 5

  •   Checking Account Required
  •   Fast and easy application process; response provided in seconds
  •   A genuine Visa credit card accepted by merchants nationwide across the USA and online
  •   Manageable monthly payments
  •   If approved, simply pay a Program Fee to open your account and access your available credit
  •   Reports monthly to all three major credit bureaus


Annual Fee
$75.00 for first year. After that, $48.00 annually or See Terms
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Bad Credit
3
Fingerhut Credit Account
Fingerhut Credit Account

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on WebBank's secure site

Fingerhut Credit Account

Dan's Rating: 3.6 / 5

  •   Easy application! Get a credit decision in seconds.
  •   Build your credit history ÔÇô Fingerhut reports to all 3 major credit bureaus
  •   Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt
  •   Not an access card


Annual Fee
None
Guaranteed Approval
No
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Poor/Fair/Good

Indigo® Unsecured Mastercard®

Dan's Rating: 3.5 / 5

  •   Pre-qualify today without an impact on your credit score
  •   Helping consumers with limited or damaged credit make a fresh start for over 12 years
  •   Access your account online or from your mobile device 24/7
  •   Protection from fraud if your card is stolen
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$0 - $99
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Good
5
Milestone Gold Mastercard®
Milestone Gold Mastercard®

Apply Now  
on Milestone's secure site

Milestone Gold Mastercard®

Dan's Rating: 3.5 / 5

  •   Our application is quick and easy with instant pre-qualification available
  •   All credit histories considered
  •   Access your account online or from your mobile device 24/7
  •   Choice of card image at no extra charge
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$35 - $99, Dependent on credit worthiness
Guaranteed Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Good
6
Net First Platinum
Net First Platinum

Apply Now  
on Horizon's secure site

Net First Platinum

Dan's Rating: 3.1 / 5

  •   Instant Approval / $500 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications
  •   *See Card for Details


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
7
Freedom Gold Card
Freedom Gold Card

Apply Now  
on Horizon's secure site

Freedom Gold Card

Dan's Rating: 3.0 / 5

  •   $500 Unsecured Credit Limit
  •   Guaranteed Approval*
  •   No Credit Check
  •   No Employment Check
  •   Fast online application
  •   Reports to a Major Bureau
  •   Bad Credit - OK


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
8
Horizon Gold
Horizon Gold

Apply Now  
on Horizon's secure site

Horizon Gold

Dan's Rating: 3.0 / 5

  •   Guaranteed $500 Credit Line*
  •   No Credit Check
  •   Fast Online Application
  •   Bad Credit - OK


Annual Fee
See website for Details*
Guaranteed Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit