Unsecured Credit Cards


Need an unsecured credit card? These are our top-ranked partner credit card offers for unsecured credit cards [updated October 2020].
1
Horizon Gold

Horizon Gold
Apply Now  
on Horizon's secure site

Horizon Gold

  •   Instant $500 Credit Line*
  •   No Credit Check
  •   Fast Online Application
  •   Bad Credit - OK


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
2
First Access Visa® Card

First Access Visa® Card
Apply Now  
on First Access's secure site

First Access Visa® Card

  •   Reporting monthly to all three major credit reporting agencies
  •   Perfect credit not required for approval; we may approve you when others wonÔÇÖt
  •   Easy and secure online application
  •   $300 credit limit (subject to available credit)
  •   Receive your card more quickly with optional Expedited Processing (additional fee applies)
  •   Get a result in as little as 60 seconds upon completion of the online application
  •   Online Customer Center available 24 x 7
  •   Checking account required
  •   The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.


Annual Fee
See Terms
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair
3
Total Visa® Card

Total Visa® Card
Apply Now  
on Total Visa's secure site

Total Visa® Card

  •   Checking Account Required
  •   Fast and easy application process; response provided in seconds
  •   A genuine Visa credit card accepted by merchants nationwide across the USA and online
  •   Manageable monthly payments
  •   $300 credit limit (subject to available credit)
  •   Reports monthly to all three major credit bureaus


Annual Fee
See Terms
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Bad Credit

Indigo® Platinum Mastercard® Credit Card

  •   Easy pre-qualification process with fast response
  •   Less than perfect credit is okay
  •   Online servicing available 24/7 at no additional cost
  •   Unsecured credit card, no security deposit required
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$0 - $99
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair - Good

Indigo® Unsecured Mastercard®

  •   Pre-qualify today without an impact on your credit score
  •   Keeping your account in good standing may help establish and/or improve your credit
  •   Access your account online or from your mobile device 24/7
  •   Protection from fraud if your card is stolen
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$0 - $99
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Good
6
Milestone Gold Mastercard®

Milestone Gold Mastercard®
Apply Now  
on Milestone's secure site

Milestone Gold Mastercard®

  •   Instant pre-qualification is available for those who qualify
  •   Less than perfect credit is okay
  •   Access your account online or from your mobile device 24/7
  •   Choice of card image at no extra charge
  •   Account history is reported to the three major credit bureaus in the U.S.


Annual Fee
$35 - $99, Dependent on credit worthiness
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Good