Unsecured Credit Cards


Need an unsecured credit card? These are our top-ranked partner credit card offers for unsecured credit cards [updated March 2024].
1
Principal Platinum

Principal Platinum

Principal Platinum

  •   Instant Approval / $750 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged/Fair
2
Merit Platinum

Merit Platinum

Merit Platinum

  •   Instant Approval / $750 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Rewards Rate
N/A
Welcome offer
N/A
Recommended Credit
 
 
 
 
Damaged/Fair
3
Freedom Gold Card

Freedom Gold Card

Freedom Gold Card

  •   $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
  •   Instant Approval*
  •   No Credit Check
  •   No Employment Check
  •   Fast online application
  •   Bad Credit - OK


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
4
Group One Freedom

Group One Freedom

Group One Freedom

  •   Instant Approval / $750 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Rewards Rate
N/A
Welcome offer
N/A
Recommended Credit
 
 
 
 
Damaged/Fair
5
First Access Visa® Card

First Access Visa® Card
Apply Now  
on First Access's secure site

First Access Visa® Card

  •   Reporting monthly to all three major credit reporting agencies
  •   Perfect credit not required for approval; we may approve you when others won’t
  •   Easy and secure online application
  •   $300 credit limit (subject to available credit)
  •   Receive your card more quickly with optional Expedited Processing (additional fee applies)
  •   Get a result in as little as 60 seconds upon completion of the online application
  •   Online Customer Center available 24 x 7
  •   Checking account required
  •   The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.


Annual Fee
See Terms
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Limited/PoorFair - Good
6
Total Visa® Card

Total Visa® Card

Total Visa® Card

  •   Checking Account Required
  •   Fast and easy application process; response provided in seconds
  •   A genuine Visa credit card accepted by merchants nationwide across the USA and online
  •   Manageable monthly payments
  •   $300 credit limit (subject to available credit)
  •   Reports monthly to all three major credit bureaus


Annual Fee
See Terms
Instant Approval
No
Card Type
Unsecured
Recommended Credit
 
 
 
 
Fair/Bad Credit