Credit Cards for Low Credit Scores


Have a low credit score? These are our top-ranked partner credit card offers for people low credit scores [updated August 2020].
1
Horizon Gold

Horizon Gold
Apply Now  
on Horizon's secure site

Horizon Gold

  •   Instant $500 Credit Line*
  •   No Credit Check
  •   Fast Online Application
  •   Bad Credit - OK


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit

First Progress Platinum Prestige MasterCard® Secured Credit Card

  •   Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  •   Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file


Annual Fee
$49
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate WonÔÇÖt Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair

First Progress Platinum Select MasterCard® Secured Credit Card

  •   Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum Mastercard┬« Secured Credit Card
  •   Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  •   24/7 Online Access to Your Account
  •   Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  •   Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file


Annual Fee
$39
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

OpenSky® Secured Visa® Credit Card

  •   No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  •   The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  •   Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  •   99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  •   We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search ÔÇťOpenSky CardÔÇŁ in Facebook.)
  •   OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  •   *View our Cardholder Agreement located at the bottom of the application page for details of the card.


Annual Fee
$35
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/Poor

The First Progress Platinum Elite MasterCard® Secured Credit Card

  •   Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard┬« Secured Credit Card
  •   Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  •   Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file


Annual Fee
$29
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged credit to Fair credit