Credit Cards for Damaged Credit


Have damaged credit? These are our top-ranked partner credit card offers for people damaged credit [updated May 2021].
1
Aspiration

Aspiration
Apply Now  
on Coastal Community Bank's secure site

Aspiration

  •   Earn $150 when you spend $1000 in the first 60 days of account opening.
  •   Get up to 5% cash back on socially conscious spending at Conscience Coalition merchants [like TOMS, Warby Parker, and more]
  •   Get paid up to 2 days early
  •   55,000+ Fee-free ATM Network
  •   You pay what is fair, no hidden fees.
  •   Reforest the planet with every purchase roundup
  •   See business People & Planet impact scores as you shop


Annual Fee
Pay What You Think Is Fair, even if itÔÇÖs $0
Instant Approval
No
Card Type
Recommended Credit
 
 
 
 
Limited/PoorFair
2
Principal Platinum

Principal Platinum
Apply Now  
on horizon's secure site

Principal Platinum

  •   Instant Approval / $750 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged/Fair

OpenSky® Secured Visa® Credit Card

  •   No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  •   The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  •   Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  •   99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  •   We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  •   OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  •   *View our Cardholder Agreement located at the bottom of the application page for details of the card


Annual Fee
$35
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
No Credit Check

First Progress Platinum Prestige MasterCard® Secured Credit Card

  •   Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  •   Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file


Annual Fee
$49
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate WonÔÇÖt Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair

First Progress Platinum Select MasterCard® Secured Credit Card

  •   Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum Mastercard┬« Secured Credit Card
  •   Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  •   24/7 Online Access to Your Account
  •   Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  •   Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file


Annual Fee
$39
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Damaged/Fair