Credit Cards for Damaged Credit


Have damaged credit? These are our top-ranked partner credit card offers for people damaged credit [updated April 2020].
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Green Dot Visa® Secured Credit Card

Dan's Rating: 4.3 / 5

  •   Good credit or bank account not required
  •   Your application will not impact your credit score
  •   Initial security deposit can be as low as $200
  •   Raise your credit score with responsible card use
  •   See additional Green Dot Visa┬« Secured Credit Card details


Annual Fee
$39
Instant Approval
No
Card Type
Recommended Credit
 
 
 
 
Poor/Limited/No Credit

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Dan's Rating: 4.0 / 5

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate WonÔÇÖt Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair

The First Latitude MasterCard® Secured Credit Card

Dan's Rating: 3.9 / 5

  •   No Annual Fee! Build up your credit with responsible card use.
  •   Get Approved Fast ÔÇô Just Click Below to Start the Process!
  •   Receive Your Card More Quickly with New Expedited Processing Option
  •   No Credit History or Minimum Credit Score Required for Approval
  •   Quick and Complete Online Application
  •   Full-Feature Platinum MasterCard┬« Secured Credit Card
  •   Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  •   Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  •   Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  •   Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  •   24/7 Online Access to Your Account
  •   Nationwide Program ÔÇô though not yet available in NY, IA, AR, or WI


Annual Fee
No Annual Fee!
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Credit Improvement

OpenSky® Secured Visa® Credit Card

Dan's Rating: 3.8 / 5

  •   No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  •   The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  •   Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  •   99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  •   We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search ÔÇťOpenSky CardÔÇŁ in Facebook.)
  •   OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  •   *View our Cardholder Agreement located at the bottom of the application page for details of the card.


Annual Fee
$35
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/Poor
5
Net First Platinum

Net First Platinum
Apply Now  
on Horizon's secure site

Net First Platinum

Dan's Rating: 3.1 / 5

  •   Instant Approval / $500 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
6
Freedom Gold Card

Freedom Gold Card
Apply Now  
on Horizon's secure site

Freedom Gold Card

Dan's Rating: 3.0 / 5

  •   $500 Unsecured Credit Limit
  •   Instant Approval*
  •   No Credit Check
  •   No Employment Check
  •   Fast online application
  •   Reports to a Major Bureau
  •   Bad Credit - OK


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit
7
Horizon Gold

Horizon Gold
Apply Now  
on Horizon's secure site

Horizon Gold

Dan's Rating: 3.0 / 5

  •   Instant $500 Credit Line*
  •   No Credit Check
  •   Fast Online Application
  •   Bad Credit - OK


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged credit to Fair credit