Credit Cards for Poor Credit


Have poor credit? These are our top-ranked partner credit card offers for people poor credit [updated June 2022].
1
Aspiration

Aspiration
Apply Now  
on Coastal Community Bank's secure site

Aspiration

  •   Earn $150 when you spend $1000 in the first 60 days of account opening.
  •   Get up to 5% cash back on socially conscious spending at Conscience Coalition merchants [like TOMS, Warby Parker, and more]
  •   Get paid up to 2 days early
  •   55,000+ Fee-free ATM Network
  •   You pay what is fair, no hidden fees.
  •   Reforest the planet with every purchase roundup
  •   See business People & Planet impact scores as you shop


Annual Fee
Pay What You Think Is Fair, even if it’s $0
Instant Approval
No
Card Type
Recommended Credit
 
 
 
 
Limited/PoorFair
2
Principal Platinum

Principal Platinum
Apply Now  
on horizon's secure site

Principal Platinum

  •   Instant Approval / $750 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Instant Approval
Yes
Card Type
Unsecured Store Card
Recommended Credit
 
 
 
 
Damaged/Fair
3
Merit Platinum

Merit Platinum
Apply Now  
on Reliant Holdings's secure site

Merit Platinum

  •   Instant Approval / $750 Credit Line!
  •   No Employment or Credit Check
  •   Reports to Major Bureau
  •   Bad Credit, No Credit - OK
  •   Always 0.0% APR
  •   Fast Online Applications


Annual Fee
See website for Details*
Rewards Rate
N/A
Welcome offer
N/A
Recommended Credit
 
 
 
 
Damaged/Fair

OpenSky® Secured Visa® Credit Card

  •   No credit check to apply and find out instantly if you are approved.
  •   OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  •   Get considered for a credit line increase after 6 months, with no additional deposit required
  •   You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  •   Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  •   Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  •   Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  •   Easy application, apply in less than 5 minutes right from your mobile device
  •   Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  •   *View the cardholder agreement


Annual Fee
$35
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
No Credit Check

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  •   Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  •   Absolutely No Credit Check or Minimum Credit Score Required
  •   Automatic Reporting to All Three National Credit Bureaus
  •   9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  •   Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  •   Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime


Annual Fee
$48
Instant Approval
No
Card Type
Secured
Recommended Credit
 
 
 
 
Limited/PoorFair
6
Credit One Bank® Platinum Visa®

Credit One Bank® Platinum Visa®
Apply Now  
on Credit One Bank®'s secure site

Credit One Bank® Platinum Visa®

  •   Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
  •   With $0 Fraud Liability, you won't be responsible for unauthorized charges
  •   Automatic reviews for credit line increase opportunities
  •   View your Experian credit score online for free, terms apply
  •   Choose your monthly payment due date for added convenience, terms apply
  •   Never miss an account update with customizable text and email alerts
  •   Manage your account on-the-go with the Credit One Bank mobile app


Annual Fee
$39
Instant Approval
No
Card Type
Recommended Credit
 
 
 
 
Limited/PoorFair - Good