U.S. Bank Altitude Reserve Visa Infinite Card

U.S. Bank Altitude Reserve Visa Infinite Card
Dan's Rating: 3.5 / 5   
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Bonus Categories

All Categories
Prepaid hotels and rental cars
Mobile wallet spend
Takeout and food delivery

Card Features

Fraud Protection
No Foreign Transaction Fee
$325 Annual Travel Credit
Concierge Service
Lost Luggage Coverage
Travel Assistance
Travel Accident Insurance
Free PreCheck or Global Entry
Car Rental Coverage
Apple Pay
Android Pay
Lounge Access:

The Sign-Up Bonus

  • This card does not have a welcome offer ­čÖü

Get These Perks

  •   Earn 50,000 bonus points worth $750 on travel. when you Just spend $4,500 in the first 90 days of account opening.
  •   Lounge Access

What You'll PayMore fee details 

Annual Fee
$0 the first year, $400 after that

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Cardholder Reviews

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Ease of Reward Redemption

Customer Service

Perks & Features

May have a place in your wallet

There are no transfer partners. If you book through their website, my understanding is there are no refunds; so the 5X earnings carry risk. Travel and mobile wallet generate 3x earning. Redemption for travel is 1.5 cents per point; otherwise, 1 cent. Do not make travel charges back to back without answering the text you receive to redeem points or you will miss opportunities to redeem (there CSR was not aware of that one). My biggest complaint is you cannot redeem for hotel bills under $500 (I get Marriott Associate rate so I get deals well below market) or rental cars under $250. Also, the priority pass is limited to four visits by the user and four guest passes per year. That said, the travel protections are very strong, and the $325 per year for travel is easy to redeem making the card cost $400(annual fee)-$325(travel credit) = $75 per year. Oh, and you do get Global Access and extended warranty protection. If you travel and use the $325 per year credit, it is a pretty good deal once you know the rules. Oh, and you have to have a US Bank checking or savings account.

1 years ago




Customer Service:

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Questions about this card? Submit your question below and the CreditCardRewards.com team will respond with our expert advice!


Q:  Card does have a welcome offer and the annual fee is $400. Travel credit is $325. Can you update the entry?
asked 1 years ago

A:  Thanks for the heads-up, we updated this card accordingly!
answered by Dan 1 years ago