Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express
Dan's Rating: 3.8 / 5   
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Bonus Categories


1x
All Categories
2x
Gas
3x
Groceries
(cap: $6,000)
2x
Department Stores



Card Features


Fraud Protection
Roadside Assistance
Travel Assistance
Travel Accident Insurance
Return Protection
Car Rental Coverage
Cellphone Coverage
Apple Pay
Android Pay
Event Ticket Pre-Sale Access

The Welcome Offer

  •  Earn $150 Cash Back when you spend $1,000 on purchases within the first 3 months of having the card [statement credit].

Get These Perks

  •   Pay no annual fee on this card
  •   0.00% Intro APR for 15 months
  •   Terms apply; view rates and fees

Pros & Cons

  No Annual Fee
  $150 cash back (as a statement credit) if you spend $1,000 in the first 3 months
  0% Intro APR
  Travel Benefits
  Shopping & Entertainment benefits


  Foreign transaction fee

  $25 minimum cash back redemption

  After $6,000 in annual purchases, reward rate for Everyday Purchases is reduced to 1%



What You'll PayMore fee details 

Annual Fee
No annual fee
Foreign Transaction Fees
2.70%


Recommended Credit


 
 
 
 
Good - Very Good - Exceptional



CreditCardRewards.com Review

Written by Amy 2 years ago

Best For...
No annual fee, solid card for earning cash back on everyday spending, especially on groceries and gas as well as shopping at department stores like Nordstrom, Macy's, Kohl's, Sears, and more.

Review of the Blue Cash Everyday® Card from American Express

American Express offers grocery shoppers some pretty attractive cards, including the Blue Cash Everyday® Card from American Express with a 3% cash back on purchases at U.S. supermarkets, up to $6,000 per year (then 1%).

The Blue Cash Everyday® Card from American Express also offers 2% back on gas and department stores, which means if you've either got a long commute or fancy yourself a fashionista, you'll be hitting all the bonus categories this card has to offer. All this, and there is no annual fee!

If, however, you spend more than $132 per month on groceries, OR $263.92 per month on gas or shopping at department stores (or some mix of all 3) you might consider upgrading to the Blue Cash Preferred® Card from American Express. The preferred version has an annual fee of $95, but at this level of spending the fee is offset by the cash back rewards AND you will receive higher rates of rewards for groceries (6% versus 3%) and gas and department stores (3% versus 2%).

Pro Tip:

Earn rewards faster by adding additional cards on the account for your family members. You can also earn cash back for monthly spending, like your phone bill.

As always, you can consult the American Express retail categories to see exactly what qualifies as a gas station, supermarket, or department store — most of these categories are pretty self-explanatory, but there are some things to watch out for, such as gas stations at places like Costco or Safeway don't count as a gas station. 




The Bottom Line
If your spending patterns match these bonus categories (groceries, gas, and department stores) and you don't want to pay an annual fee, this is a solid cash back card and is definitely worth consideration.





Cardholder Reviews

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Ask the Pros

Questions about this card? Submit your question below and the CreditCardRewards.com team will respond with our expert advice!

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Q:  After the 15 months,what will the apt be?
asked 1 years ago

A:  APRs change from time to time, but as of December 2020 the rate will be 13.99% - 23.99% variable. See link to current Schumer box here.
answered by Dan 1 years ago