Blue Cash Everyday® Card from American Express


Dan's Rating: 3.8 / 5   Add Your Review 

Bonus Categories



1x

All Categories

2x

Gas

3x

Groceries
(cap: $6,000)

2x

Department Stores




Card Features


                             
view key

The Welcome Offer

  •  Earn $150 Cash Back when you spend $1,000 on purchases within the first 3 months of having the card [statement credit].

Get These Perks

  •   Pay no annual fee on this card
  •   0.00% Intro APR for 15 months
  •   Terms apply; view rates and fees

Pros & Cons

  No Annual Fee
  $150 cash back (as a statement credit) if you spend $1,000 in the first 3 months
  0% Intro APR
  Travel Benefits
  Shopping & Entertainment benefits


  Foreign transaction fee

  $25 minimum cash back redemption

  After $6,000 in annual purchases, reward rate for Everyday Purchases is reduced to 1%



What You'll PayMore fee details 

Annual Fee
No annual fee
Foreign Transaction Fees
2.70%


Credit Score Range

Poor
 
Average
 
Good
 
Excellent
350 - 629
630 - 689
690 - 719
720 - 850



CreditCardRewards.com Review

Written by Amy 10 months ago

TLDR:
No annual fee, solid card for earning cash back on everyday spending, especially on groceries and gas as well as shopping at department stores like Nordstrom, Macy's, Kohl's, Sears, and more.

Review of the Blue Cash Everyday® Card from American Express

American Express offers grocery shoppers some pretty attractive cards, including the Blue Cash Everyday® Card from American Express with a 3% cash back on purchases at U.S. supermarkets, up to $6,000 per year (then 1%).


The Blue Cash Everyday® Card from American Express also offers 2% back on gas and department stores, which means if you've either got a long commute or fancy yourself a fashionista, you'll be hitting all the bonus categories this card has to offer. All this, and there is no annual fee!


If, however, you spend more than $132 per month on groceries, OR $263.92 per month on gas or shopping at department stores (or some mix of all 3) you might consider upgrading to the Blue Cash Preferred® Card from American Express. The preferred version has an annual fee of $95, but at this level of spending the fee is offset by the cash back rewards AND you will receive higher rates of rewards for groceries (6% versus 3%) and gas and department stores (3% versus 2%).


Pro Tip:

Earn rewards faster by adding additional cards on the account for your family members. You can also earn cash back for monthly spending, like your phone bill.


As always, you can consult the American Express retail categories to see exactly what qualifies as a gas station, supermarket, or department store — most of these categories are pretty self-explanatory, but there are some things to watch out for, such as gas stations at places like Costco or Safeway don't count as a gas station. 



The Bottom Line
If your spending patterns match these bonus categories (groceries, gas, and department stores) and you don't want to pay an annual fee, this is a solid cash back card and is definitely worth consideration.






Reviews by the CreditCardRewards.com staff are the result of independent research by our editorial team, while user reviews and questions are contributions from website users who are not affiliated with CreditCardRewards.com in any way. Banks, issuers, and credit card companies are not responsible for any user content posted on the CreditCardRewards.com site, nor do they endorse or guarantee any posted comments, questions, or reviews. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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