The interest rate applicable to credit card accounts is also referred to as the “annual percentage rate,” or APR. The interest rate applicable to most balances on a credit card, including the balance generated by purchases, is often referred to as the “retail” or “purchase” APR. Historically speaking, credit card offers in 2017 were very… continue reading

Depending on your financial circumstances, there may not be a single perfect card that meets all of your needs. Therefore, having more than one credit card can be a good option. Here are some other reasons having more than one credit card can be smart:   Save Money With Balance Transfers. If you have an… continue reading

The one-size-fits-all approach definitely doesn’t work in the context of choosing a credit card. Each person has a unique set of circumstances, spending habits, and needs that may make one credit card a better fit than another. By helping you to understand the differences between credit cards, Credit Card Rewards can help you find the… continue reading

One of the best perks of using your credit card is earning the points to pay for your next vacation.  During our last family vacation we traded in our airline miles for 4 domestic round-trip flights, used airline fee credits to cover the cost of our checked baggage, discounts at one of the hotels we… continue reading

As any start-up business owner knows, when you’re starting a new business it may be difficult to get funding. Out of necessity, many new business owners rely on personal credit cards to get their new business off the ground.   Advantages to Using Your Personal Credit Card The advantage to using your personal credit card… continue reading

Many cards offer more than points and cash back In addition to cash back, miles, and low or no interest rates, many credit cards offer special benefits that not all cardholders are aware of. In order to maximize the benefits offered by your credit cards, its important to read the fine print that comes with… continue reading

Both credit cards and debit cards offer the convenience of making purchases online or in person without carrying around wads of cash. However, there are significant differences in these cards, making your decision about which to use an important one.   Credit Cards Credit cards allow you to borrow funds and pay back the balance… continue reading