Never. Stop. Earning. Points. So you’ve earned your sign-up bonus, enjoyed your introductory 0% interest rate, and had your annual fee waived the first year. Now what? The honeymoon phase with your new credit card doesn’t have to end after the first year. Read on to learn how to enjoy your card to the fullest,… continue reading

These are the top picks from our team of rewards pros Business cards can help you establish business credit, finance purchases to grow your business, earn rewards, and enjoy travel perks. But if your small business has modest spending and travel needs, you probably don’t want to pay a premium on a fancy travel card… continue reading

Cash is King Cashback business cards can help you establish business credit, manage cash flow, finance purchases, and earn cash back to help grow your business. But if your monthly small business expenses are less than $1,500 a month, you probably don’t want to pay $450 for a premium card with high spending thresholds. Instead,… continue reading

Bottom Line: Whether a credit card reward is taxable depends on whether the Internal Revenue Service (IRS) considers the reward to be a rebate or an award. When a Reward is Not Taxable Generally, when you earn a reward by making a financial transaction such as a purchase, the reward is considered a rebate or… continue reading

Depending on your financial circumstances, there may not be a single perfect card that meets all of your needs. Therefore, having more than one credit card can be a good option. Here are some other reasons having more than one credit card can be smart:   Save Money With Balance Transfers. If you have an… continue reading

The one-size-fits-all approach definitely doesn’t work in the context of choosing a credit card. Each person has a unique set of circumstances, spending habits, and needs that may make one credit card a better fit than another. By helping you to understand the differences between credit cards, Credit Card Rewards can help you find the… continue reading

One of the best perks of using your credit card is earning the points to pay for your next vacation.  During our last family vacation we traded in our airline miles for 4 domestic round-trip flights, used airline fee credits to cover the cost of our checked baggage, discounts at one of the hotels we… continue reading

Without fail, every time you check-out at department, big box, or retail chain store you’ll be offered a quick savings if you sign up for their store credit card. Saving money upfront may be tempting, but you should think twice.   #1 Most store cards have higher interest rates than other cards, which will likely… continue reading

Many cards offer more than points and cash back In addition to cash back, miles, and low or no interest rates, many credit cards offer special benefits that not all cardholders are aware of. In order to maximize the benefits offered by your credit cards, its important to read the fine print that comes with… continue reading

1: Choose wisely. Choose the best credit card for the way you use it. Credit cards are not one-size-fits all — some offer rewards or airline miles as sign-up bonuses, while others offer cash back. Check out the best travel rewards credit cards. 2: Know Your Rewards. Be sure to take advantage of all the rewards… continue reading

Both credit cards and debit cards offer the convenience of making purchases online or in person without carrying around wads of cash. However, there are significant differences in these cards, making your decision about which to use an important one.   Credit Cards Credit cards allow you to borrow funds and pay back the balance… continue reading