Never. Stop. Earning. Points. So you’ve earned your sign-up bonus, enjoyed your introductory 0% interest rate, and had your annual fee waived the first year. Now what? The honeymoon phase with your new credit card doesn’t have to end after the first year. Read on to learn how to enjoy your card to the fullest,… continue reading

To close or not to close? Here’s what to consider If you haven’t used a credit card in a while and have transferred or paid off its balance, you may be tempted to close it. However, automatically closing it might not be a good idea because it could still be helping your credit score. [toc]… continue reading

The interest rate applicable to credit card accounts is also referred to as the “annual percentage rate,” or APR. The interest rate applicable to most balances on a credit card, including the balance generated by purchases, is often referred to as the “retail” or “purchase” APR. Historically speaking, credit card offers in 2017 were very… continue reading

Depending on your financial circumstances, there may not be a single perfect card that meets all of your needs. Therefore, having more than one credit card can be a good option. Here are some other reasons having more than one credit card can be smart:   Save Money With Balance Transfers. If you have an… continue reading

The one-size-fits-all approach definitely doesn’t work in the context of choosing a credit card. Each person has a unique set of circumstances, spending habits, and needs that may make one credit card a better fit than another. By helping you to understand the differences between credit cards, Credit Card Rewards can help you find the… continue reading

As any start-up business owner knows, when you’re starting a new business it may be difficult to get funding. Out of necessity, many new business owners rely on personal credit cards to get their new business off the ground.   Advantages to Using Your Personal Credit Card The advantage to using your personal credit card… continue reading

Your Credit Score is No Mystery Sometimes it can seem like credit scores come from a black box, but the reality is that is not the case. Here are 10 common credit score myths that we’ve debunked in order to help you better understand your credit score and how & why it changes. [toc] Myth… continue reading

1: Choose wisely. Choose the best credit card for the way you use it. Credit cards are not one-size-fits all — some offer rewards or airline miles as sign-up bonuses, while others offer cash back. Check out the best travel rewards credit cards. 2: Know Your Rewards. Be sure to take advantage of all the rewards… continue reading

Both credit cards and debit cards offer the convenience of making purchases online or in person without carrying around wads of cash. However, there are significant differences in these cards, making your decision about which to use an important one.   Credit Cards Credit cards allow you to borrow funds and pay back the balance… continue reading