The Capital One Spark Miles for Business earns your business unlimited 2X miles on all purchases. Plus you’ll earn a one-time 50,000 miles bonus (equal to $500 in travel) once you spend $4,500 within the first 3 months.
If your business spends $19,000 your rewards would be 19k x 2X = 38,000 miles. Compared to the no fee version of the card, Capital One Spark Miles Select for Business (19k x 1.5X=28,500 miles), this is 95,000 more miles earned, which is equal in value to the $95 annual fee. So, in the long term, even after you’ve used up the sign-up bonus, this $95 difference justifies the $95 annual fee and any spending over $19,000 would yield even more rewards.
If your business spends under ,000 a year, consider the Capital One® Spark® Miles Select for Business, which doesn’t have an annual fee.
Ease of Reward Redemption
Perks & Features
This table shows approximate credit score category ratings based on FICO® Score 8 and should only be used as a general guide.